Terms and Conditions

Terms of Use Agreement
Last updated October 24, 2016



Cypress Trust Company, a State of Florida Chartered Trust Company, is a wholly owned subsidiary of Cypress Capital Group, Inc, a registered investment advisor with the U.S. Securities and Exchange Commission. This Website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Website constitutes your agreement to all such terms, conditions and notices. By using the Cypress Website, you represent that you are at least 18 years old and agree to be legally bound by the following terms and conditions. Cypress reserves the right to amend, add to or remove provisions from the Terms of Use at any time by posting to this Website. Your notice for any change in this Terms of Use Agreement by amendment, addition or removal of provisions can be referenced by a subsequent change in the “Last update” date identified above from your last visit to this Website.



This Website is intended solely for individuals and entities residing in the United States and only in those states in which the offering and providing of such services is lawful under the securities, banking or other laws and regulations of such states. Please contact us to determine what services are available in your state.



No content of this Website constitutes a recommendation for any particular security, portfolio of securities, transaction or investment strategy or philosophy for any specific person. To the extent that any content of this web site may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. Under no circumstances should any material on this Website be used or considered as an offer to sell or a solicitation of an offer to buy any securities, futures, options, loans, investment products, other financial products or services, an official confirmation of any transaction or an official statement of Cypress or any of its affiliates. Investments are NOT FDIC insured, have NO bank guarantee and MAY lose value.



Cypress Trust Company (“Cypress”) regularly engages sub-advisors, which may include an affiliated or non-affiliated company, who possesses discretionary authority with regard to the management of securities and cash in an account. Cypress only elects to utilize a sub-advisor(s) when it believes it is in the best interests of its clients, based on a client’s investment objectives.



The information on this Website is provided “as is” and without any warranty of any kind, either express or implied. Cypress, its officers, directors, employees, agents and representatives will not be liable for any direct, special, indirect or consequential damages arising out of or in connection with the use of this Website. Security markets change continuously and although the information provided to you on this Website is obtained or compiled from sources we believe to be reliable, Cypress cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data including, without limitation, calculations, charts, graphs, and historical or market data, as such information may not be current and should not be relied on. Please contact us for current information.



Computer viruses are a continual risk to users of the internet. Cypress will make efforts to reduce this risk regarding its Website but Cypress is not responsible for or liable for any damages caused by viruses that may be alleged or sourced back to this Website or any website operated by a third-party that may be linked to this Website. Cypress shall not be liable for any actions or any omissions to act as a result of the failure of security methods used to protect the integrity of the information contained herein or electronic communications between Cypress and any other party. Cypress is in no way responsible for the content of any website operated by a third-party that may be linked to this Website via hyperlink.



Cypress does not log visitors email addresses to this Website and no reverse solicitations will be made based upon your visit to the Cypress Website. Cypress will count the number of visits to its Website. If you send Cypress an email, it is archived for five years and subject to Cypress management and compliance review as well as being available to governmental regulators and in response to court orders, subpoenas or other legal processes. Cypress does not disclose any personal information about prospects to third parties and all employees of Cypress are trained in maintaining prospect and client information confidentiality. Please contact us for a copy of our Client Privacy Policy. Other sites to which the Cypress Website may hyperlink may have their own terms and conditions and their Privacy Policy may differ from Cypress’ policies. Cypress is not responsible for the terms of use and conditions or privacy practices employed by other websites.



Modification of the content or use of the contents of this Website for any purposes, including distribution by transmittal or republication in whole or part, is a violation of our copyright and other proprietary rights and can subject you to legal liability.



Cypress Trust Company and its affiliates are incorporated in the State of Florida and this Term of Use Agreement is governed by Florida law. Any legal action based upon this Website shall be brought in Palm Beach County, Florida and by your acceptance of these Terms of Use of this Website you expressly consent to this governing law and jurisdictional restriction.